Micro Credit Services

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Contact us at a Qwetu office nearest to you or submit a business inquiry online.

Qwetu Micro Credit Services

Qwetu Micro Elimu Loan

Loan multiplier ar 5 times. Interest at 1.5% p.m (18%p.a). Maximum repayment period 12 months.

Boda Boda Loans

Loan multiplier 3 times for the new member Loan multiplier 5 timesfor existing members. Maximum repayment period of 12 months. Interest at 1.5% P.m i.e 18%p.a. Bodaboda/Asset becomes part of the security of that loan.

Loan multiplier 3 times for the new member Loan multiplier 5 timesfor existing members. Maximum repayment period of 12 months. Interest at 1.5% P.m i.e 18%p.a. Bodaboda/Asset becomes part of the security of that loan.

Biashara Loan Group

Loan mutiplier five times. Minimum repayment period 6 months. Loan appraised purely on business. Members of the group save more than 8 weeks. No Grace period. Maximum loan amount depends on the borrowing power of an

Kilimo Biashara

Loan multiplier five times. Minimum repayment period 6 months. Loan appraised purely on Agriculture. Members of the group save more than 8 weeks. Grace period of 2 months. Maximum loan amount depends on the borrowing

Group Formation

Must have at least 7 members Group must have a constitution. Group must be registered with the Ministry of Social Services and given a certificate. Group must open a group account with sacco. Individual members must acquire

Special Investment Fund

Registered and contributes SPIF shares: Processing: Loan deposited within 1 month. Interest: 1% on reducing. Multiplies: 5 times your SPIF shares. Repayment: Maximum 36 months.

Qwetu Smart Loan

Processing: Once every month. Interest rate: 1% on reducing. Repayment: 36 months. Multiplies: 5 times long term deposits.

School Fees

Processing: Immediately. Interest: 1% on reducing. Repayment: 12 months. Multiplies: 5 times long term deposits.

Emergency Loan

Processing: Immediately. Interest: 1% on reducing rate. Repayment: Maximum 12 months. Amount: KSHs 20,000. Shares multiplies: 5 x long-term deposits.